Moving Financially Forward Online

How Length Of Credit History Affects Your Score

The amount of time you’ve had credit makes a difference in your credit score. In fact, after payment history and amounts owed, length of credit history is the most influential part of your FICO score.

Length of credit history means…

  • Age of your oldest credit account
  • Age of your newest credit account
  • Average age of all your accounts
  • How long various credit accounts have been opened, such as mortgages, credit cards and auto loans.
  • Length of time since different types of credit accounts have been used.

Keep the length of your credit history in mind the next time you check your credit score. The longer you can prove your history, the better the it looks towards your credit score.

Subscribe to our Newsletter

By clicking subscribe, I authorize Moving Financially Forward and its affiliated companies to: (1) collect limited categories of sensitive personal information, including demographic data such as race, ethnicity, or location data, as described in our Privacy Policy, and (2) use this information for marketing and advertising purposes, including cross-context behavioral advertising. I understand I have the right to limit the use of my sensitive personal information at any time by visiting Privacy Choices or calling 855-592-0717.

Recent Articles

Skip to content